THOMAS B. HAMMOND
 PERSONAL & BUSINESS BENEFIT PLANNING

Employee Benefits

Full service benefits specialist with many options available for any size business.  We specialize in working with small business owners (up to 50 employees, as few as 2) in the areas of:

  • Medical and dental plans, vision, and other optional health benefits
  • Group life insurance and disability income insurance
  • Cafeteria plans and Health Savings Plans
  • Pension plan design and implementation and other retirement planning options
  • Third party administration for your payroll deductions

As an independent firm representing many prominant insurance carriers, we can design a plan specifically for you, taking into consideration your budget, company size and future growth plans.  You can find a plan that meets your needs at a cost that fits your budget.  We value our clients' trust and business, so we work for you, not an insurance company. 

There are new plans available to Sole Proprietors.  Did you know you can receive guaranteed issue group health insurance as a group of ONE?  Some restrictions apply.  Contact Tom for details.

Links

Life Insurance Links
Union Central Life Insurance

Investment Links
Ameritas Investment Corporation

Franklin Templeton Investments

Health Insurance Links
Blue Cross of California
Blue Shield
Kaiser
Health Net
United Health / PacifiCare

Library
  • Executive Benefits
  • Buy Sell Agreement
  • Deferred Compensation Plan
  • Shared Cost Plan
  • Planning for the Future of Your Business
  • Health Insurance News
  • Disability Income Plan Sponsored by CA State Bar
  • Personal Planning Questionnaire
  • Understanding the Need for Estate Planning

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